Primary Care
The following benefits will be implemented with effect from 1 January 2024.- Preventative care benefits - screenings
info Out of hospital
Cardiovascular screenings (blood pressure, blood glucose, cholesterol, body mass index)
warning Benefits are subject to Society's protocols and use of the Society's DSPs
do_not_disturb_on One per beneficiary per annum
100% of Society rate
Mammograms
warning Age limit: 40 years (benefits for beneficiaries younger than 40 are subject to motivation and prior approval)
do_not_disturb_on One per beneficiary per annum
100% of agreed tariff
Pap smears
do_not_disturb_on One per beneficiary per annum
100% of agreed tariff
Prostate-specific antigen (PSA)
warning Age limit: 50 years and older (benefits for beneficiaries younger than 50 are subject to motivation and prior approval)
do_not_disturb_on One per beneficiary per annum: 50 years and older
100% of agreed tariff
Faecal occult blood
warning Age limit: 50 years and older (benefits for beneficiaries younger than 50 are subject to motivation and prior approval)
do_not_disturb_on One per beneficiary per annum: 50 years and older
100% of cost
Vaccinations (child and infant)
do_not_disturb_on State protocols apply
100% of agreed tariff
Elisa test (HIV screening)
do_not_disturb_on One per beneficiary per annum
100% of agreed tariff
Bone density test
warning Age limit: 50 years and older (benefits for beneficiaries younger than 50 are subject to motivation and prior approval)
do_not_disturb_on One per beneficiary per annum
100% of agreed tariff
- Preventative care benefits - vaccinations
info Out of hospital
Child and infant vaccinations
View the approved vaccinations list
100% of agreed tariff
Human papillomavirus (HPV)
do_not_disturb_on Maximum of 3 per beneficiary depending on vaccination make: male and female beneficiaries between the ages of 9 and 18
View the approved vaccinations list
100% of agreed tariff
Pneumococcal vaccination
do_not_disturb_on One per beneficiary per annum
View the approved vaccinations list
100% of agreed tariff
Flu vaccination
do_not_disturb_on One per beneficiary per annum
100% of agreed tariff
- Preventative care benefits - consultations
info Out of hospital
Dental consultation
In addition to the dental services benefit (conservative and restorative dentistry, special dentistry and implants)
do_not_disturb_on One per beneficiary per annum
100% of Society rate
Eye test
Acuity, pressure and other
do_not_disturb_on One per beneficiary every two-year cycle at DSP
100% of Society rate
Dietician consultation
do_not_disturb_on One per beneficiary per annum
100% of Society rate
- Preventative care benefits- other
info Out of hospital
Male circumcision
do_not_disturb_on One per beneficiary per annum, subject to a limit of R1 610 if performed in a doctor's room
100% of agreed tariff
Contraceptives
do_not_disturb_on Limited to R2 040 per beneficiary per annum and subject to overall acute medication limit
100% of agreed tariff
- General practitioner and specialist services
info Combined limit:
M R8 690
M+1 R11 660
M+2 R14 520
M+3+ R17 490
General practitioner: Consultations, services and visits
warning Consultations in respect of a PMB condition are subject to a care plan
Includes consultations and treatment out of hospital, including outpatient facilities.
Consultations in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.
Once the limit is reached, only services in respect of PMB conditions will be paid.
Where the service is deemed to be clinically appropriate and medically necessary by the Society's designated agent, an additional benefit may be granted by the Trustees in excess of the limit, provided that application is made for the additional benefit prior to the service being rendered.
Benefit is pro-rated if member joins during benefit year.
do_not_disturb_on PMBs
Unlimited, subject to the diagnoses, treatment and care cost of PMB conditions
PMB 100%of agreed tariff if a network or non-network GP is used
Non-PMB 100%of agreed tariff if a network GP is used
or
80% of agreed tariff if a non-network GP is used
Specialist: Consultations, services and visits
warning Consultations in respect of a PMB condition are subject to a care plan
Includes consultations and treatment out of hospital, including outpatient facilities.
Consultations in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.
Once the limit is reached, only services in respect of PMB conditions will be paid.
Where the service is deemed to be clinically appropriate and medically necessary by the Society's designated agent, an additional benefit may be granted by the Trustees in excess of the limit, provided that application is made for the additional benefit prior to the service being rendered.
Benefit is pro-rated if member joins during benefit year.
do_not_disturb_on PMBs
Unlimited, subject to the diagnoses, treatment and care cost of PMB conditions
PMB 100%of agreed tariff if a network or non-network specialist is used
Non-PMB 100% of agreed tariff if a network specialist is used
or
80% of Society rate if a non-network specialist is used - Maternity
Maternity related services
do_not_disturb_on Subject to registration, pre-authorisation and Society protocols
do_not_disturb_on Additional services, such a tococardiography, external cephalic version, lecithin-sphingomyelin and amniocentesis may be granted where clinically appropriate and medically necessary.
The following benefits will be paid from the overall annual in-hospital benefit as part of the maternity treatment plan. Any other costs incurred at the time of the visit will be paid from your benefits, as specified in the rules of the Society. Once the maternity treatment plan benefit limits have been reached, tests will be paid from the applicable benefit limit: Pathology test out-of-hospital Per year Tarriff code Full blood count 1 3755 Blood test: Blood group 1 3764 Blood test: Rhesus antigen 1 3765 Urine culture 1 3893 HIV Elisa or other screening 1 3932 Rubella antibody 1 3948 VDRL (Venereal Disease Research Laboratory) 1 3949 Glucose strip 1 4050 Urine analysis dipstick 13 4188 HIV antibody rapid 1 4614 Obstetric/GP/Midwife consultations per pregnancy 10 Ultrasound scans, limited to 2D 2 100% of Society rate
- Auxiliary services
info Out of hospital
Benefits include: Audiology, audiometry, occupational therapy, speech therapy, orthoptic services, physiotherapy, biokinetics, psychological treatment, social workers and registered councilors, clinical and technical technologists, dietician services, chiropractor, homeopath, osteopaths, naturopaths, podiatrists, chiropodists, ayurvedic and traditional healers, therapeutic massage therapist, social workers
Includes consultations and treatment out of hospital by an approved and registered paramedical and auxiliary service provider (subject to registration with the HPCSA and AHPCSA).
Consultations in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.
Once the limit is reached, only services in respect of PMB conditions will be paid.
Where the service is deemed to be clinically appropriate and medically necessary by the Society's designated agent, an additional benefit may be granted by the Trustees in excess of the limit, provided that application is made for the additional benefit prior to the service being rendered.
Benefit is pro-rated if member joins during benefit year.
do_not_disturb_on All out-of-hospital auxiliary services are limited to:
M: R8 500
M+1: R11 370
M+2: R14 170
M+3: R17 06080% of Society rate
- Appliances and consumables - chronic
info Relating to chronic diseases and other medical conditions
Appliances relating to chronic diseases and other medical conditions
e.g. oxygen cylinders and nebulisers (includes either hire or purchase)
warning Subject to pre-authorisation, except for nebulisers
Benefit is adjusted in proportion to the number of months of membership if member joins during benefit year
do_not_disturb_on R14 890 per beneficiary per annum
100% of cost
Consumables relating to chronic diseases and other medical conditions.
e.g. colostomy kits and other incontinence materials or equipment
warning Subject to pre-authorisation
Benefit is adjusted in proportion to the number of months of membership if member joins during benefit year
do_not_disturb_on R27 990 per beneficiary per annum
100% of cost
Diabetic consumables and appliances
including needles, strips and glucometers
warning Subject to pre-authorisation
Benefit is adjusted in proportion to the number of months of membership if member joins during benefit year
do_not_disturb_on R5 870 per beneficiary per annum
100% of cost
- Appliances and consumables - acute
info For acute conditions
warning Examples of appliances for acute conditions include, but are not limited to:
Braces, slings, splints and corsets; cervical collars; thermomoulded shoes and post-operative sandals, including bunionectomy Arcopedico shoes; air casts; pressure garments; compression hoses; cushions; mastectomy breast prostheses; TED compression stockings; the hiring of sleep apnoea monitors for infants; and the hiring of wheelchairs, walking frames, crutches, traction equipment, toilet and bath raisers and bath swivel stoolsBenefit is adjusted in proportion to the number of months of membership if member joins during benefit year
do_not_disturb_on R10 030 per family per annum
80% of cost
- Appliances and Consumables - Hearing aids
info Includes repairs to hearing aids
Hearing aids and its repairs
Benefit is adjusted in proportion to the number of months of membership if a member joins during benefit year
do_not_disturb_on R26 130 per beneficiary per 2 year cycle
100% of cost
- Mental health and drug and alcohol rehabilitation
info Consultations and treatment in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.
info Once the limit is reached, only services in respect of PMB conditions will be paid.
info Benefit is pro-rated if member joins during benefit year.
info Limited to R10 030 per family per annum.Psychologist: Consultations and treatment
warning Subject to PMBs and pre-authorisation
Benefit is pro-rated if member joins during benefit year.
PMB 100% of cost
Non-PMB 80% of Society rate
Psychiatrist: Consultations and treatment
warning Subject to PMBs and pre-authorisation
Benefit is pro-rated if member joins during benefit year.
PMB 100% of agreed tariff if a network or non-network service provider is used
Non-PMB 100% of agreed tariff if a network service provider is used
or
80% of Society rate if a non-network service provider is used - Dental services
Benefits included:
info Conservative and restorative dentistry (includes plastic dentures and extractions under conscious sedation)
info Special dentistry (including metal-based dentures)
info Implants
General anaesthetic and hospitalisation for conservative dental work excluded, except in the case of trauma and impacted third molars.
All orthodontic services are subject to prior approval.
In-hospital dentistry subject to pre-authorisation by Society's designated agent or hospital DSP.
Benefit is adjusted in proportion to the number of months of membership if a member joins during benefit year.
do_not_disturb_on All dental services limited to:
M: R13 360
M+1: R19 940
M+2: R24 700
M+3: R26 670100% of Society rate
- Optical services
info Iso Leso is the Society's designated service Pprovider for providing optical care to its members.
info Iso Leso out-of-network rates will apply if service obtained from a non-network provider.Comprehensive consultation (inclusive of tonometry, glaucoma screening and visual screening)
Limited to one per beneficiary per cycle
One pair of clear single-vision spectacle lenses per cycle
OR100% of Iso Leso rate if obtained from Iso Leso
One pair of clear bifocal lenses per cycle
OR100% of Iso Leso rate if obtained from Iso Leso
One pair of clear multifocal lenses per cycle
100% of Iso Leso rate if obtained from Iso Leso
Frames and/or prescription lens enhancements
100%of Iso Leso rate if obtained from Iso Leso
Contact lenses instead of spectacles
warning Either the spectacle or contact lenses benefit may be used
100%of Iso Leso rate if obtained from Iso Leso
Lens enhancements
100% of Iso Leso rate if obtained from Iso Leso
Refractive surgery
Provided for under the hospitalisation benefit and is subject to pre-authorisation and the guidelines of the Society’s designated agent