Primary Care

The following benefits will be implemented with effect from 1 January 2024.

  • Preventative care benefits - screenings
    info Out of hospital
    Cardiovascular screenings (blood pressure, blood glucose, cholesterol, body mass index)

    warning Benefits are subject to Society's protocols and use of the Society's DSPs

    do_not_disturb_on One per beneficiary per annum

    100% of Society rate

    Mammograms

    warning Age limit: 40 years (benefits for beneficiaries younger than 40 are subject to motivation and prior approval)


    do_not_disturb_on One per beneficiary per annum

    100% of agreed tariff

    Pap smears

    do_not_disturb_on One per beneficiary per annum

    100% of agreed tariff

    Prostate-specific antigen (PSA)

    warning Age limit: 50 years and older (benefits for beneficiaries younger than 50 are subject to motivation and prior approval)


    do_not_disturb_on One per beneficiary per annum: 50 years and older

    100% of agreed tariff

    Faecal occult blood

    warning Age limit: 50 years and older (benefits for beneficiaries younger than 50 are subject to motivation and prior approval)


    do_not_disturb_on One per beneficiary per annum: 50 years and older

    100% of cost

    Vaccinations (child and infant)

    do_not_disturb_on State protocols apply

    100% of agreed tariff

    Elisa test (HIV screening)

    do_not_disturb_on One per beneficiary per annum

    100% of agreed tariff

    Bone density test

    warning Age limit: 50 years and older (benefits for beneficiaries younger than 50 are subject to motivation and prior approval)


    do_not_disturb_on One per beneficiary per annum

    100% of agreed tariff
  • Preventative care benefits - vaccinations
    info Out of hospital
    Child and infant vaccinations

    View the approved vaccinations list

    100% of agreed tariff

    Human papillomavirus (HPV)


    do_not_disturb_on Maximum of 3 per beneficiary depending on vaccination make: male and female beneficiaries between the ages of 9 and 18

    View the approved vaccinations list

    100% of agreed tariff

    Pneumococcal vaccination

    do_not_disturb_on One per beneficiary per annum

    View the approved vaccinations list

    100% of agreed tariff

    Flu vaccination

    do_not_disturb_on One per beneficiary per annum

    100% of agreed tariff
  • Preventative care benefits - consultations
    info Out of hospital
    Dental consultation

    In addition to the dental services benefit (conservative and restorative dentistry, special dentistry and implants)

    do_not_disturb_on One per beneficiary per annum

    100% of Society rate

    Eye test

    Acuity, pressure and other

    do_not_disturb_on One per beneficiary every two-year cycle at DSP

    100% of Society rate

    Dietician consultation


    do_not_disturb_on One per beneficiary per annum

    100% of Society rate
  • Preventative care benefits- other
    info Out of hospital
    Male circumcision

    do_not_disturb_on One per beneficiary per annum, subject to a limit of R1 610 if performed in a doctor's room

    100% of agreed tariff

    Contraceptives


    do_not_disturb_on Limited to R2 040 per beneficiary per annum and subject to overall acute medication limit

    100% of agreed tariff
  • General practitioner and specialist services
    info Combined limit:

    M R8 690
    M+1 R11 660
    M+2 R14 520
    M+3+ R17 490

    General practitioner: Consultations, services and visits

    warning Consultations in respect of a PMB condition are subject to a care plan

    Includes consultations and treatment out of hospital, including outpatient facilities.

    Consultations in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.

    Once the limit is reached, only services in respect of PMB conditions will be paid.

    Where the service is deemed to be clinically appropriate and medically necessary by the Society's designated agent, an additional benefit may be granted by the Trustees in excess of the limit, provided that application is made for the additional benefit prior to the service being rendered.

    Benefit is pro-rated if member joins during benefit year.

    do_not_disturb_on PMBs

    Unlimited, subject to the diagnoses, treatment and care cost of PMB conditions

    PMB   100%of agreed tariff if a network or non-network GP is used

    Non-PMB   100%of agreed tariff if a network GP is used

    or

    80% of agreed tariff if a non-network GP is used

    Specialist: Consultations, services and visits

    warning Consultations in respect of a PMB condition are subject to a care plan

    Includes consultations and treatment out of hospital, including outpatient facilities.

    Consultations in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.

    Once the limit is reached, only services in respect of PMB conditions will be paid.

    Where the service is deemed to be clinically appropriate and medically necessary by the Society's designated agent, an additional benefit may be granted by the Trustees in excess of the limit, provided that application is made for the additional benefit prior to the service being rendered.

    Benefit is pro-rated if member joins during benefit year.

    do_not_disturb_on PMBs

    Unlimited, subject to the diagnoses, treatment and care cost of PMB conditions

    PMB   100%of agreed tariff if a network or non-network specialist is used

    Non-PMB   100% of agreed tariff if a network specialist is used

    or

    80% of Society rate if a non-network specialist is used
  • Maternity
    Maternity related services


    do_not_disturb_on Subject to registration, pre-authorisation and Society protocols

    do_not_disturb_on Additional services, such a tococardiography, external cephalic version, lecithin-sphingomyelin and amniocentesis may be granted where clinically appropriate and medically necessary.

    The following benefits will be paid from the overall annual in-hospital benefit as part of the maternity treatment plan. Any other costs incurred at the time of the visit will be paid from your benefits, as specified in the rules of the Society. Once the maternity treatment plan benefit limits have been reached, tests will be paid from the applicable benefit limit:
    Pathology test out-of-hospital Per year Tarriff code
    Full blood count 1 3755
    Blood test: Blood group 1 3764
    Blood test: Rhesus antigen 1 3765
    Urine culture 1 3893
    HIV Elisa or other screening 1 3932
    Rubella antibody 1 3948
    VDRL (Venereal Disease Research Laboratory) 1 3949
    Glucose strip 1 4050
    Urine analysis dipstick 13 4188
    HIV antibody rapid 1 4614
    Obstetric/GP/Midwife consultations per pregnancy 10
    Ultrasound scans, limited to 2D 2
    100% of Society rate
  • Auxiliary services
    info Out of hospital
    Benefits include: Audiology, audiometry, occupational therapy, speech therapy, orthoptic services, physiotherapy, biokinetics, psychological treatment, social workers and registered councilors, clinical and technical technologists, dietician services, chiropractor, homeopath, osteopaths, naturopaths, podiatrists, chiropodists, ayurvedic and traditional healers, therapeutic massage therapist, social workers

    Includes consultations and treatment out of hospital by an approved and registered paramedical and auxiliary service provider (subject to registration with the HPCSA and AHPCSA).

    Consultations in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.

    Once the limit is reached, only services in respect of PMB conditions will be paid.

    Where the service is deemed to be clinically appropriate and medically necessary by the Society's designated agent, an additional benefit may be granted by the Trustees in excess of the limit, provided that application is made for the additional benefit prior to the service being rendered.

    Benefit is pro-rated if member joins during benefit year.

    do_not_disturb_on All out-of-hospital auxiliary services are limited to:
    M: R8 500
    M+1: R11 370
    M+2: R14 170
    M+3: R17 060

    80% of Society rate
  • Appliances and consumables - chronic
    info Relating to chronic diseases and other medical conditions
    Appliances relating to chronic diseases and other medical conditions

    e.g. oxygen cylinders and nebulisers (includes either hire or purchase)

    warning Subject to pre-authorisation, except for nebulisers

    Benefit is adjusted in proportion to the number of months of membership if member joins during benefit year

    do_not_disturb_on R14 890 per beneficiary per annum

    100% of cost

    Consumables relating to chronic diseases and other medical conditions.

    e.g. colostomy kits and other incontinence materials or equipment

    warning Subject to pre-authorisation

    Benefit is adjusted in proportion to the number of months of membership if member joins during benefit year

    do_not_disturb_on R27 990 per beneficiary per annum

    100% of cost

    Diabetic consumables and appliances

    including needles, strips and glucometers

    warning Subject to pre-authorisation

    Benefit is adjusted in proportion to the number of months of membership if member joins during benefit year

    do_not_disturb_on R5 870 per beneficiary per annum

    100% of cost
  • Appliances and consumables - acute
    info For acute conditions

    warning Examples of appliances for acute conditions include, but are not limited to:

    Braces, slings, splints and corsets; cervical collars; thermomoulded shoes and post-operative sandals, including bunionectomy Arcopedico shoes; air casts; pressure garments; compression hoses; cushions; mastectomy breast prostheses; TED compression stockings; the hiring of sleep apnoea monitors for infants; and the hiring of wheelchairs, walking frames, crutches, traction equipment, toilet and bath raisers and bath swivel stools

    Benefit is adjusted in proportion to the number of months of membership if member joins during benefit year

    do_not_disturb_on R10 030 per family per annum

    80% of cost
  • Appliances and Consumables - Hearing aids
    info Includes repairs to hearing aids
    Hearing aids and its repairs

    Benefit is adjusted in proportion to the number of months of membership if a member joins during benefit year

    do_not_disturb_on R26 130 per beneficiary per 2 year cycle

    100% of cost
  • Mental health and drug and alcohol rehabilitation
    info Consultations and treatment in respect of a PMB condition are subject to the care plan and Appendix 1 of the Society's rules.
    info Once the limit is reached, only services in respect of PMB conditions will be paid.
    info Benefit is pro-rated if member joins during benefit year.
    info Limited to R10 030 per family per annum.
    Psychologist: Consultations and treatment

    warning Subject to PMBs and pre-authorisation

    Benefit is pro-rated if member joins during benefit year.

    PMB   100% of cost

    Non-PMB   80% of Society rate

    Psychiatrist: Consultations and treatment

    warning Subject to PMBs and pre-authorisation

    Benefit is pro-rated if member joins during benefit year.

    PMB   100% of agreed tariff if a network or non-network service provider is used

    Non-PMB   100% of agreed tariff if a network service provider is used

    or

    80% of Society rate if a non-network service provider is used
  • Dental services
    Benefits included:

    info Conservative and restorative dentistry (includes plastic dentures and extractions under conscious sedation)

    info Special dentistry (including metal-based dentures)

    info Implants

    General anaesthetic and hospitalisation for conservative dental work excluded, except in the case of trauma and impacted third molars.

    All orthodontic services are subject to prior approval.

    In-hospital dentistry subject to pre-authorisation by Society's designated agent or hospital DSP.

    Benefit is adjusted in proportion to the number of months of membership if a member joins during benefit year.

    do_not_disturb_on All dental services limited to:
    M: R13 360
    M+1: R19 940
    M+2: R24 700
    M+3: R26 670

    100% of Society rate
  • Optical services
    info Iso Leso is the Society's designated service Pprovider for providing optical care to its members.
    info Iso Leso out-of-network rates will apply if service obtained from a non-network provider.
    Comprehensive consultation (inclusive of tonometry, glaucoma screening and visual screening)
    Limited to one per beneficiary per cycle


    One pair of clear single-vision spectacle lenses per cycle
    OR

    100% of Iso Leso rate if obtained from Iso Leso

    One pair of clear bifocal lenses per cycle
    OR

    100% of Iso Leso rate if obtained from Iso Leso

    One pair of clear multifocal lenses per cycle

    100% of Iso Leso rate if obtained from Iso Leso

    Frames and/or prescription lens enhancements
    100%of Iso Leso rate if obtained from Iso Leso

    Contact lenses instead of spectacles

    warning Either the spectacle or contact lenses benefit may be used

    100%of Iso Leso rate if obtained from Iso Leso

    Lens enhancements
    100% of Iso Leso rate if obtained from Iso Leso

    Refractive surgery
    Provided for under the hospitalisation benefit and is subject to pre-authorisation and the guidelines of the Society’s designated agent